At gigaroo, our main goal is to provide employers with advanced tools to retain their valuable employees. gigaroo offers health insurance to increase employee satisfaction and loyalty, our policies are powered by gigeasy and United Health Care
Our employee policy starts as low as $50/month.
Contact Sales to join our Retention solutionsThe company reserves the right to modify, amend, or revoke this program content.
• $0 for medications on the formulary.
• $0 for Birth control on the formulary.
• $0 refills for formulary drugs.
• $0 shipping on prescriptions delivered to your home.
• $0 local pharmacy pick up. (limited to formulary medications)
• $0 test strips for diabetes with free shipping.
• Non-formulary drugs.
• Durable medical equipment.
• Prescriptions are at the discretion of the medical provider, and a treatment plan.
• Not all formulary drugs can be airmailed.
• $0 lab testing through virtual care, including BMP/CMP, CBC, TSH, Hemoglobin A1C, Lipid Panel, STI/STD testing for chlamydia, gonorrhea, HIV, syphilis, etc.
• $0 in-person lab testing at all Quest Diagnostics locations (requires a lab order form)
• $0 at-home lab testing kit available through virtual care.
• $0 COVID19 Test kit delivered to your home.
• $0 $0 preventative cancer screening: limited to pap smear test, colon cancer screening lab test, and prostate cancer screening lab test.
• Onsite clinic testing, specialty labs, or hospital lab testing and blood draw.
• Lab orders from in-person office visits must be faxed or emailed
• Onsite in-network primary care clinic/urgent care imaging for standard x-rays.
• Routine mammograms as part of well woman exams. Discounts on MRI, PET/ MRI, PET/CT, and ultrasound from partner imaging centers.
• Onsite specialty center or hospital imaging.
• Discounts for imaging services are offered by 3rd-party partner imaging centers and may vary.
• $0 unlimited access to your dedicated primary care provider via text, audio, and video visits.
• $0 treatment for acute conditions, e.g., infections, STI treatments, birth control, allergies, skin conditions, colds, sick visits, and more. $0 medication management, refills, and lab orders.
• Virtual chronic condition management for diabetes and hypertension.
• Controlled substance prescription refill.
• In-person referrals will be made if medically appropriate.
• Unlimited virtual care is only available through approved providers.
• $0 preventative care visits, i.e., annual physical, well-woman exam, well-child exam.
• $0 In-network primary care, OBGYN, dermatology, or urgent care visits*.
• $0 preventative vaccinations for Influenza, COVID19, Tdap, and Td.
• $0 Pap smears.
• Specialty care+ & procedures++ outside primary care, urgent care, obstetrics and gynecology, and dermatology.
• *Your first three office visits every 12 months are $0/visit then $99/visit for subsequent visits. (Does not include telehealth)
• ++ Procedures: Aesthetic/dermal fillers, IUD insertion or removal, Biopsy procedures, colposcopy, allergy shots, skin biopsies, organ biopsies, and surgical procedures.
• + Specialty care includes: neurology, orthopedics, cardiology, rheumatology, endocrinology, plastic surgery, anesthesiology, radiology, nephrology, surgery, immunology, colon/rectal surgery, gastroenterology, gerontology, hematology, infectious disease specialists, geneticists, oncology, ophthalmology, osteopathology, otolaryngology (ENT, podiatry, psychiatry, pulmonology, sleep medicine specialists, urology, emergency care, hospitalization, habilitation/rehabilitation services, occupational therapy, speech therapy.
• $0 mental healthcare and therapy sessions from board-certified mental health professionals.
• $0 behavioral health medication from the approved formulary.
• In-person sessions.
• Outpatient/inpatient mental healthcare services.
• Therapy and counseling to individuals 16 and below.
• Requires upgrade to the Complete Care Plan.
• Up to 24 $0 therapy sessions per year.
• Limitation on certain controlled substances.
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Membership health plans are healthcare packages that individuals or businesses can subscribe to. These plans offer exclusive access to a network of healthcare providers and services, with a focus on providing personalized, accessible, and cost-effective healthcare solutions.
We offer membership health plans, which means it’s not an ACA compliant health insurance plan. But this exception is part of the reason we’re allowed to waive open enrollment periods and create super flexible coverage plans.
Our health plans are not classified as Minimum Essential Coverage (MEC) plans. While they offer comprehensive coverage, the structure may differ, and it's advisable to review the plan details for specific benefits.
MEC plans may be required in situations where regulations mandate specific coverage standards, such as certain worker classification or employer size thresholds. Our plans provide greater flexibility and affordability, with a cost-effective approach. We offer comprehensive coverage, making them a suitable choice for businesses and employees where MEC plans are not required.
Please fill our form and our CSM will reach out and give you the information you need to fill in. We are working to automate the process and have an online rollout as well.
We offer two plan tiers: the $35 basic plan and the $50 advanced plan. The basic plan covers common healthcare needs. The advanced plan includes everything in the basic plan, with additional benefits such as access to mental health resources and coverage for prescriptions. (View plan differences)
Our health plans are designed with a standardized structure, and customization options are not available. The plans come with predefined features to ensure simplicity and uniformity for all members.
Our health plan services are powered by the UnitedHealthcare network, ensuring a comprehensive and reliable healthcare provider network for our members.
Because our plans have 2 enrollment periods per month, workers will only ever wait for ~2 weeks before being able to access care they need.
Businesses will submit rosters twice a month during the designated enrollment periods. This allows for more frequent adjustments to coverage based on active workers and ensures that businesses can adapt to evolving needs in a timely manner.
Currently, we offer fully subsidized plans, where businesses cover 100% of the costs.
Yes! Prescription costs are simplified in our health plans. Members can enjoy $0 prescriptions with free home delivery, choosing from a formulary of over 700 medications. This ensures convenient access to essential medications without additional costs.
Yes! When submitting an enrollment roster, just designate which workers get which plan type by choosing the appropriate field.
As a membership plan, covered services are limited to in-network care. With unlimited virtual doctors visits and 20,000 clinics nationwide, your workers will be able to receive in-network coverage wherever they are.
With unlimited virtual care and 3 free in person visits per year, members can always see a doctor for the preventive care they need at no additional cost.
Yes! Our health plans can seamlessly integrate with your existing benefits package. Additionally, businesses have the option to enhance coverage by adding more benefits tailored to their retention goals or to reward top performers.
Each business will have access to a company portal where they can add, remove, or edit the active workers. By editing the enrollment roster, businesses can set which workers are active, and what plans they will receive.
